 | bailiffs and debt
The law on bailiffs is very complicated and the rules depend on the type of debt you owe and who it is owed to. If you are having problems paying a fine or other debt
(click here for more) |  | budgeting
Knowing where you money is spent can help alleviate some off the stress involved in debt management, this ensures a clearer head, clear understanding and helps you focus on turning your finances
(click here for more) |  | Credit is far too easily obtained in the uk.
This love affair with the credit card is hardly surpising in the uk. The media fascination with celebrity; advertising; and the constant need to ‘keep up with the Jones’s’ have helped people
(click here for more) |  | credit referance agencies
Agency records are not a 'blacklist'. Credit reference agencies provide factual information to lenders, for example, banks, building societies, finance houses and major retailers. The lender uses the
(click here for more) |  | enterprise act 2002
Since the 1st april 2004 there have been considerable changes to the laws concerning Bankruptcy in england. Previously, Bankruptcy would typically last for a period of between 2 and 3 years, but now the
(click here for more) |  | non priority debts
You cannot be imprisoned for not paying non-priority debts. You are unlikely to lose your home or your essential goods. however, if you make no offers to pay, without explaining why, the creditors will take
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fines, such as magistrates court fines for traffic offences. If these are not paid, the court can use bailiffs to repossess your goods. if, after this, you still have arrears unpaid, you can be sent to prison
(click here for more) |  | Trust deeds v sequestration
A Trust Deed is similar to an iva, but is only used in scotland. A Trust Deed is a formal agreement between you and your creditors. It passes your assets and property to a Trustee to be administered for the benefit of the creditors and the
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